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The
following topics will be covered: good, bad and ugly homeowner options
to avoid foreclosure, including short sales; loan modifications;
the Obama Home Affordable Refinance Program; the Obama Loan Modification
Program; ethical issues in representing homeowners; role of counsel
in working with homeowners; legal pitfalls in handling short sales
and loan modifications; scams targeting homeowners; federal and
state foreclosure prevention programs; what a lender can do to assist
a homeowner; the net present value test /calculation that lenders
use to determine whether they will offer homeowners retention or
liquidation options; debt cures and financial awareness tips for
homeowners; and creative options and legal claims against lenders.
About the Speaker.
Gary Laturno - a mediator and arbitrator - practiced law for approximately
25 years, including private practice at Laturno & Graves in
San Diego, CA, and service as the FBI's Chief of Civil Litigation
at FBIHQ in Washington, D. C. He sucessfully resolved thousands
of disputes for a wide range of clients - public and private.
Since 2001, Mr. Laturno
has successfully mediated hundreds of cases including multi- party
disputes in the areas of real estate, business, employment, wage
and hour, discrimination, sexual harassment, landlord tenant, construction
defect, financial disputes, partnership dissolutions, attorney client
fee disputes, legal malpractice, financial disputes, personal injury
and even family law! Settlements have ranged from a few thousand
dollars up to and including six figures.
Mr. Laturno is patient,
persistent and a problem solver. He offers creative solutions for
everyone and every situation.
Mr. Laturno's mediations
in San Diego are held at the offices of the American Arbitration
Association, 600 B Street, Suite 1450, San Diego, CA 92101.
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